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Lucia Mortgage Blog


How Lower Interest Rates Can Make Homeownership More Affordable
Buying a home or refinancing a mortgage can feel stressful, especially when interest rates are high. When rates drop, things change fast. Lower interest rates can reduce your monthly payments, lower the total cost of your mortgage, and give you more financial flexibility. Here’s how lower rates affect home affordability and refinancing, and how to decide if it’s the right time to act. Find our Special Mortgage Rates How Interest Rates Affect Home Affordability Interest rates
Jan 264 min read


Find government perks for First-Time Home Buyers
Buying your first home is one of the most exciting milestones in life, but it can also be an overwhelming journey. The good news? If...
Sep 9, 20243 min read


Are First Time Home Buyer Incentives Worth It?
Hi, I am Lucia Gugliuzzi, Mortgage Broker. Before beginning your first-time home search, you should consider talking with a mortgage...
Jul 21, 20245 min read


Get excited about understanding mortgage rules
Are you in the market for a mortgage but feeling overwhelmed by the plethora of options available? Look no further, as we delve into the...
Jul 21, 20241 min read


Navigating Complex Mortgage Situations: Your Ultimate Guide
Working capital is really important for businesses. However, many business owners don’t fully understand its importance or how to...
Jul 21, 20245 min read
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