Canadian Mortgage Calculator — Your Pre-Qualification Starts Here
Estimate your payments, discover what you can afford, and take your first confident step toward approval — in minutes.
Numbers on a screen are just the beginning. What gets you approved is having the right expert in your corner.
Use this calculator to explore your monthly payments, test different purchase prices, and get a realistic sense of your pre-qualification range. It's fast, free, and requires no commitment.
But here's what most people don't realize: the number the calculator gives you isn't always the number you qualify for. Lenders look at your income, your debt, your credit history, and the type of property — and the rules changed significantly in 2025. That's where I come in.
Why Work With Me?
- ✅ 30+ years of combined banking and mortgage experience
- ✅ Access to 50+ lenders across Canada — banks, credit unions, and private lenders
- ✅ I've closed every file I've taken on — complex, self-employed, bruised credit, all of it
- ✅ I know the 2025 rule changes — insured cap raised to $1.5M, 30-year amortizations for first-time buyers, secondary suite financing, and more
- ✅ Licensed mortgage broker serving all of Ontario
"Worried you won't qualify? Been turned down before? Not sure if your income counts? You're not alone — and you're not out of options. Let's look at your full picture together."
No cost. No obligation. Just answers.