What are you looking to do? Buy a home Refinance Renew / switch Borrow against my equity Not sure yet
What’s making it tricky? Self-employed income Credit history A bank already declined me New to Canada High debt load Unusual property (rental / rural / mixed) Nothing tricky — just want better
When do you need an answer? Within 30 days 1–3 months 3–6 months Just exploring
Where’s the property? Files like this are common in my practice — two quick questions left.
Vaughan Elsewhere in the GTA Elsewhere in Ontario Not sure yet
Worked with a mortgage broker before? Yes No Not sure what a broker does
Where should I send your next steps? Lucia Gugliuzzi · Mortgage Broker · Mortgage Architects Lic. 12728
A “no” from one lender doesn’t automatically mean you’re stuck.
22+ years · 50+ lenders · Mortgage Architects Lic. 12728 ★★★★★ 5.0 Google
Approvals, rates and terms depend on lender criteria and a full review.
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